After a car accident, or sustaining any other injury, hiring a reputable personal-injury attorney is one of the most important decisions you will make. I recognize that hiring an attorney can be an anxiety-producing process – you have to ask yourself: does this law firm have the experience to best represent me?; do I trust the lawyer that will be assigned to my file?; will he/she adequately protect and defend my interests?, etc. Consequently, some will delay making the decision to hire a personal injury law firm.
This is a potentially very expensive mistake. First of all, shortly after an accident, most insurance policies require you to inform your carrier (the other party involved in the accident will probably have to do the same). So now you have up to TWO insurance companies, with virtually unlimited resources at their disposal, that will immediately spring into action and launch their own investigation – all in an effort to justify paying you as little money as possible.
Insurance companies know that certain injuries will not become symptomatic for several days, and will try to take your recorded statement as soon as possible. You may feel little or no pain at the time of you recorded statement only to find yourself unable to get out of bed the following day. One of my favorite saying is, you can’t say anything wrong, if you do not say anything at all. The personal-injury law firm you hire should immediately put the insurance companies on notice so they cannot speak to you without the express permission and/or supervision of your lawyer.