In the 1985 ABC televisions show Street Hawk, Jesse Mach (played by Rex Smith) was a former motorcycle cop who was recruited to test a top-secret government project — an all-terrain attack motorcycle that was capable of speeds in excess of 300 miles per hour. This amazing motorcycle included a computerized command system that allowed for an autopilot setting. Jesse Mach’s motorcycle could actually look ahead at the timing of red lights as well as on-coming traffic and ensure a perfect ride without the risk of accident.
As far as we have come in the last 30 years, such technology still does not exist (at least in the vehicles we all drive. We sure could use a little Street Hawk in our current automobiles. In this last year, 34,000+ motor vehicle related deaths occurred.
According to the Insurance Research Counsel, the state of Florida is in the top 5 for number of uninsured drivers. In fact, only 1 out of every 4 drivers you see out on the roads today have insurance.
What’s more, with many of the insured drivers choosing the minimum insurance coverage available, the medical expenses and repairs to damages caused by a serious car accident will likely not be covered.
So what do you do if you find yourself dealing with an uninsured or under insured at-fault driver after an accident that has caused you or someone you love serious injury?
There is a chance that your own insurance policy may cover the damages through uninsured motorists or Uninsured motorists benefits.