If you have been involved in an auto accident, chances are you’ve exchanged insurance information with the other parties involved in the accident (or attempted to do so). You may have heard the terms collision coverage or comprehensive coverage used. Here are some of the differences between collision and comprehensive insurance coverage that you should be aware of as you pursue your claim:
How Collision Insurance Works
- The damages to your vehicle damages (caused by the accident) will be covered.
- Coverage is not dependent on the other person being at fault. Your coverage should work for you even if you are technically the one who caused the accident.
- If the driver did not have insurance, your collision insurance will be especially important in compensation for damages