Uber and other ridesharing services are becoming very popular in Hallandale. They are everywhere and very convenient with people being able to get a ride in about five minutes. As convenient as this service is, it also raises many questions as to the types of background checks drivers have to go through and what happens if you are involved in an accident. A car accident is stressful enough but when a third party like Uber is involved things can really get tricky. Whose insurance pays for damages? Who is held liable? No need to fret, after an accident contact a Hallandale Uber accident attorney to discuss your case and determine your best course of action.
Uber states, according to their website, that they conduct multi-state, federal and county criminal background checks on all of their drivers. They also say they review every applicant’s driving records prior to approving them in the system. They also periodically driving safety records for their drivers.
Uber has a million dollars in commercial liability insurance including uninsured motorists coverage and PIP from the moment you accept an Uber trip to the moment you exit the vehicle and have reached your destination. a car accident and PIP insurance. Uber calls this best-in-class coverage. Read more about the type of car insurance provided by Uber. You should also contact one of our Hallandale Uber/Lyft accident attorneys for a free initial consultation.
On the other end, an Uber driver can also cause an accident. This may complicated things even further if you are not the drier or passenger in the car. If you are in the car that the Uber driver collided with you may be left wondering whose insurance pays? If they are not currently with a passenger or on the way to pick up a passenger then their insurance company will be responsible. If the Uber driver does not have insurance or their insurance provider denies the claim (as they usually do since most personal policies exclude coverage if the vehicle was being used for work), the Uber commercial includes coverage for $50,000 per individual and $100,000 per accident for bodily injury. Property damage coverage is up to $25,000. If the Uber driver has passengers, the $1 Million Dollar policy applies. Tapping into these insurance premiums can be difficult without the help of a Hallandale Uber accident attorney.
It is also important to compare Uber and Lyft which is another popular ride-sharing service. Lyft seems to have similar coverages to Uber including the one million dollar commercial insurance policy protecting riders and Lyft drivers. They also conduct driver background checks on their drivers.
Let’s not forget about the taxi cabs and how much coverage they offer during an accident. If someone is in or waiting for an Uber, their $1 Million Dollar car accident insurance supersedes a taxicab minimal insurance. Florida taxis are not required to have uninsured motorists coverage so if there is an accident was not the fault of the taxi driver and the at fault driver does not have insurance your uninsured motorist coverage will come into effect. This can be a bit confusing which is why you will need the help of a Hallandale taxi cab accident attorney who can handle your case and obtain compensation on your behalf. If you or a loved one has been involved in an Uber, Lyft, or Taxi accident call our offices today to schedule an initial consultation.