Each day, thousands of people take an Uber or Lyft to get to their destination. It is a convenient way to get around, with an Uber no more than five minutes away. This leaves some wondering about the drivers and what kind of background checks they have to go through and if they have to do any sort of training. The question of what will happen during an Uber car accident in Hollywood also arises.
According the the Uber website, they conduct multi-state, federal and county criminal background checks on all of their drivers. They also claim to review all applicant’s driving record before approving them and adding them to the Uber system. They also continue to monitor driving safety records on a regular basis. This all sounds great, but what happens when an accident occurs.
The clock starts ticking from the moment an Uber trip is accepted until you have exited the vehicle. You are protected by a million dollar commercial liability insurance premium. This also includes a million dollars for uninsured motorists coverage should the Uber get into an accident with an uninsured motorist. Uber considers this to be best-in-class coverage because they protect their drivers and passengers. Read more about the type of car insurance provided by Uber
On the other hand, if you are in a vehicle that is NOT an Uber and the Uber driver cause the accident without any passenger, and the driver doesn’t have their own insurance then the commercial liability insurance will come into effect. This coverage can also come into play if the Uber driver’s insurance company denies the claim which often happens due to most policies excluding coverage for vehicle used for work purposes. They feel that the employer (Uber) should be liable to pay for the damages. This can complicate things and if you have been involved in an Uber accident it is imperative to contact a Hollywood Uber accident attorney to discuss your options. The Uber commercial policy will cover you for $50,000 per individual / $100,000 per accident and up to $25,000 for property damage.
If the Uber driver has passengers, the $1 Million Dollar policy applies.
Another popular ride sharing company, Lyft has similar coverages and policies including the million dollar commercial insurance policy to protect their riders and drivers. They also conduct background checks on their drivers. Even though they have policies in place, this does not mean you will get compensated for your injuries and damages. A Hollywood Lyft accident attorney can evaluate your case fight for full and fair compensation for our accident.
Lastly, we can’t forget the original ridesharing platform, taxi cabs. Accident insurance for Taxis is $125,000 per person with $250,000 per occurrence for bodily injury. Taxis in Florida do not need to have uninsured motorist coverage. In situations where the Taxi driver was not at fault and the at fault driver doesn’t have enough coverage you will have to hope that your own uninsured motorists coverage. Schedule a consultation with an experienced Hollywood Uber accident lawyer tos discuss your case and options.