Do you know how many times you will crash your car in your lifetime?
The car insurance industry estimates that you will file a claim for a car accident once every 17.9 years. So if you’ve never been in a collision before, consider yourself lucky.
Getting into a car accident is probably the last thing on your mind when you’re out driving to and from work, school, the grocery store, or anywhere else you need to go. But in the event that one does happen, you should be prepared and follow certain steps to make sure you don’t miss anything important.
Check to see if anyone has been injured. If you have been hurt in a car accident, it’s imperative that you seek immediate medical attention. Collisions have the potential to cause serious injuries, and they don’t always present themselves right away. Have a medical professional check you over to see how serious your injuries are.You should also see if anyone else is hurt. This is more than just a nice thing to do – if someone is injured in a car accident, the other driver is required by law to stop and get help. Violate this rule and you could be guilty of a third degree felony, which is punishable by up to 5 years in jail.
Report your accident to law enforcement. You are required to report your accident to the local police department, sheriff, or the Florida Highway Patrol if there were any injuries or property damage over $500.Beyond this, when an officer investigates the accident, they will file an accident report. This can be incredibly important evidence when filing a claim with your insurance company or in the event that a lawsuit results from the accident.
Don’t obstruct traffic. Depending on where the accident occurred, you might be able to pull out of the way of traffic. Sometimes, however, a crash can happen in the middle of traffic and end up blocking it. In these situations, you have to move your car. If you can’t move it on your own, you have to get help or call a tow truck.
Exchange information with the other driver. When you talk to the other driver, make sure you exchange all the necessary information to file a claim with you insurance company. This includes their name, address, phone number, driver’s license number, license plate, and insurance information. If there were any passengers, make sure you get their names and addresses as well.
Take pictures of everything. After an accident happens, try to take pictures of everything as soon as possible. Take pictures of any damage to your car, the other car, the street where the accident happened, and anything that might be relevant for filing a claim with your insurance company. The pictures will serve as proof of the accident and the damage sustained.
Contact your insurance company. After you have completed the prior steps, then you should call your insurance company to let them know you were involved in an accident. Tell them what happened and whether there was any property damage or injuries. Send them a copy of the accident report along with the other driver’s information and your pictures.
Reach out to Miami injury lawyers. If you were injured in the accident, contact a Miami personal injury and car accident lawyer at Neufeld, Kleinberg & Pinkiert, PA. We can help you determine if you are entitled to compensation for your injuries. You don’t have to simply accept what an insurance company offers you if it seems low. Make sure you are receiving damages for all of your injuries and losses. If you have any questions or concerns, a knowledgeable attorney can help.