You must pay the price if you wish to secure the blessing.
In the category of insurance coverage designed to protect you (rather than just 3rd parties), the state of Florida is one of 10 states that requires something called Personal Injury Protection (or no fault) auto insurance. The idea is that drivers injured in an accident would have a way to receive quicker compensation than if they had to go through the court system. These benefits are only eligible for those who are need of immediate medical treatment (within 14 days of the accident).
Covers about 80% necessary and reasonable medical expenses
– eg. Mileage reimbursement to and from your doctor
How much? Personal Injury Protection insurance covers up to, but not to exceed $10,000 (the required amount). If a person has a non-emergency medical condition, they would receive less than $2500. An emergency medical condition would warrant further compensation.