In Florida, depending on how you were wronged, or why you want to sue, you only have a limited amount of time to decide to bring a personal injury action (i.e. file a lawsuit). If you do not bring an action within the time-frames stated below, you will be FOREVER BARRED from bringing such claim to court. This is why it is important to seek outside legal counsel from an experienced personal injury lawyer as soon as possible after you have suffered an injury (or any other injustice) due to the negligence or actions of another.
Uninsured Motorist Claim = 5 years because the law suit is based on a contract, rather than a tort, theory. When you sue the UM insurance company, you are really alleging that, by failing to pay you the value of your claim, the uninsured motorists carrier breached their contract with you.
Wrongful Death – 2 years | FL. Stat. 95.11(4)(d).
Products Liability / Defective Products – Generally 4 years | FL. Stat. 95.11(3)(a),(e), and (p).
Statute of Repose – Unless plaintiff can prove a manufacturer knew of a dangerous defect and took affirmative steps to conceal such defect: If product has an expected useful life of 10 years or less (see FL. Stat. 95.031(2)(b)), there will be no cause of action if the injury is due to exposure to such a product after 12 years from the date such product was FIRST sold. There is an exception for injuries that are sustained before the 12 year cutoff, but that only first manifest themselves after the 12 year cutoff.