What's So Confusing About Florida Personal Injury Protection After A Lyft Accident?

More Lyft drivers = more Lyft accidents in Florida

In short, pretty much everything. Florida is not the state in which you would choose to get into a Lyft car accident, if you had an opportunity to choose among other states in the U.S.

"That is because Florida law has many flaws and imperfections when it comes to handling ride-sharing accidents in North Miami and elsewhere in the Sunshine State," says our North Miami Lyft accident attorney from the Neufeld, Kleinberg & Pinkiert, P.A. And the most confusing element is insurance coverage and Lyft's liability in the event of a motor vehicle accident.

Both Lyft and Uber are two leading ride-sharing companies in the United States offering passengers to request a ride to their destination by pressing just a few buttons on their phone. And the best part is that it is inexpensive, and the driver, who earns money through the Lyft app, arrives within minutes. Everybody wins, right?

But here is the deal: As Lyft and Uber are getting more popular in North Miami and all across Florida by the year, the occurrence of ride-sharing accidents is increasing as well. Under Florida's Certificate of Liability Insurance for Lyft drivers, a "ride-share driver" is someone who is operating a motor vehicle while using the Lyft application.

"If the Lyft app is off at the time of the Lyft accident, a different set of rules apply," explains our experienced Lyft accident attorney in North Miami. That is where many injured passengers and pedestrians who were hurt in an accident involving a Lyft car have questions about insurance coverage and liability in Florida.

Recovering damages after a Lyft accident

If your lawyer can establish that a Lyft driver's negligence was responsible for causing your injury, you may receive compensation through Florida's personal injury protection (PIP). However, there is a limit as to how much you can recover through this type of insurance coverage. In Florida, PIP benefits pay for 80% of your initial medical care, but the maximum amount of these payments is capped at $10,000. If you are not diagnosed with an "emergency medical condition," PIP benefits are limited to only $2,500.

Not every resident of North Miami or elsewhere in Florida qualifies for PIP benefits after a Lyft accident. Only those who own a vehicle that is registered in Florida or live in the same household with a family member whose insurance policy provides PIP benefits qualify for PIP benefits. Otherwise, you are not entitled to PIP benefits through auto insurance policy.

It may sound confusing, but that is how Florida laws work. You can actually get compensation through your own auto insurance policy or the policy of your family member even though you were not in your own vehicle or the vehicle of your family member at the time of the car crash.

Is it possible to recover compensation after a ride-sharing accident?

While Uber drivers do not usually carry Personal Injury Protection (PIP) coverage, Lyft actually has PIP insurance on all its Florida auto policies. "But here is another pitfall to consider," warns our North Miami Lyft accident attorney. "The at-fault Lyft driver's personal auto insurance company may deny coverage because the driver was being paid a fee while transporting you."

The last thing you would want after a Lyft accident in North Miami or elsewhere in Florida is to be 100 percent responsible for your medical expenses, loss of income and other damages that could total tens of thousands or hundreds of thousands of dollars. Learn more about your rights as a passenger of Lyft. Consult with our lawyers at the Neufeld, Kleinberg & Pinkiert, P.A. Call at 305-931-6666 fill out this contact form for a free case evaluation.

Over 100 Years of Combined Personal Injury Experience in Florida

Start My Claim(305) 931-6666

Reviews

QuoteQuote

Met with Robert after I had a car accident in Pembroke Pines. Very nice man. Nice staff who answered my questions and got a good settlement.

Paula A.

Great lawyers, great attention to detail, great trial strategies. I am a trial consultant who has worked with the top attorneys in the United States. NKP are the best of the best.

Amy Singer, Ph.D, Trial Consultant

Neufeld, Kleinberg & Pinkiert, PA handled my case against Uber for me and got me a great settlement after I was involved in an accident. They handled all of the negotiations with my doctors and with the other lawyers to get me the best deal possible. I definitely recommend their services!

Daniella Di Prizio


You Only Pay Legal Fees if We Win a Settlement

Neufeld, Kleinberg & Pinkiert, PA handles a variety of personal-injury cases. We understand that you are concerned about getting healthy, getting back to work, paying your bills and of course, being fully compensated for your loss. Contact us to start the path to wholeness from your injury today.

Get Consultation
  • NEVER Pay A Fee Unless
    We Win Your Case
  • Highly Experienced & Professional Representationur
  • Start Your Claim Off With A FREE Case Evaluation
  • Get Back To NORMAL... As Soon As Possible

Request a Free Consultation

All Consultations Are Free of Charge

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form
Avvo Rating 10
Top 100 US Verdicts
Super lawyers

Helping those
Injured in Accidents
Across Florida

While we are proud to call Miami and Aventura home, we are also more than happy to help injured people living anywhere in the Sunshine State. In fact, we’ve even been known to travel all around the country just to meet our clients’ needs.

We are here to help the residents of:

Recent Articles from the Blog

Does Uber Have Insurance? What Happens If I'm In An Accident?

Does Uber Have Insurance? The short answer is yes, but the coverage can be confusing. Here is what you need to know if you get in an Uber accident. Florida's mandatory no-fault insurance requirements impact the exact steps you need to take after an Uber accident.

October 5, 2021

The Insurance Company Says I'm At-Fault For The Car Accident. Can I Still File A Claim?

If an insurance company claims you are at-fault for a car accident, but the evidence says otherwise, you can still pursue a personal injury claim. It is important to note that, regardless of which scenario best reflects your case, your ability to file a claim relies on what the evidence says and what can be proven in court far more than it relies on what the

October 5, 2021

Can I Still Win My Personal Injury Case With A Pre-Existing Injury?

The good news is that you can still win your personal injury case with a pre-existing injury, but it might be a little more complicated. If you were injured in an incident where another party is at fault, such as a car accident, a slip-and-fall accident, or a case of medical malpractice, you deserve compensation for your injuries.

August 14, 2021

The Most Common Boating Injuries and What To Do After an Accident

Boating can be one of the most enjoyable activities in Florida. However, what is your recourse if you or a loved one is hurt due to a negligent boating accident? Our team of experienced attorneys can help you receive compensation from a negligent boater to assist with medical bills or property damage. Here are the most common types of boating injuries, what

June 8, 2021

Understanding Differences Between Product Liability and Lemon Law

It's incredibly disappointing to find out that a major purchase like a car has a substantial flaw or defect. When that flaw or defect impacts the mechanical function of the vehicle, it can be a lot more than disappointing — it can be deadly. Product liability and lemon law are two areas of the law that help protect consumers from manufacturing issues that re

May 20, 2021

What You Need To Understand About PTSD After A Car Crash

Car accidents can be difficult situations to endure. In many circumstances, these accidents often bring about physical and mental trauma. In fact, motor vehicle accidents are the leading cause of post-traumatic stress disorder (PTSD) in the general population.

April 8, 2021